Direct Car Insurance
Unlike most types of insurance, car insurance is a legal requirement if you drive a vehicle on the road.
Of course, that doesn’t mean it has to be expensive, particularly if you take out car insurance with Direct Line.
There are many factors that are taken into account when you apply for car insurance with us – the type of car, how long you have been driving and the number of years you haven’t made a claim for instance, all go towards calculating your premium – so that we make sure we give you the best price possible.
There are various types of cover available from Direct Line – with our third-party, fire and theft policy, you are covered if other people claim against you for injury or damage to their car or property, or if your car is stolen or damaged by fire. However you may feel that comprehensive cover is the best cover available for you – Direct Line comprehensive cover gives you all of the above cover plus accidental damage cover to your car, plus cover for your personal belongings, medical expenses and personal accident cover.
Here are a few more reasons why you should consider taking out a car insurance policy with Direct Line:
- If you are a named driver on someone else’s Direct Line car insurance policy and you want a policy of your own, we will recognise every year you haven’t made a claim and give you a Named Driver No Claims Discount on your policy
- If you have a policy with us and you get a second car that only you will drive, you’ll get a discount applied to that policy as well – plus we give you an extra 10% discount on the additional vehicle for the first year, and 5% thereafter.
- If you take out Direct Line car insurance you get 25% off our top-level breakdown cover
- If you need help at any stage, Direct Line has UK-only call centres that are there for you.
So why not get a car insurance quote from Direct Line today?
Claims information
If you need to make a claim, we'll do all we can to get you back on the road as soon as possible. Follow our step-by-step guide.
Claims informationDiscounts
Direct Line offers a range of discounts to help bring down the cost of car insurance. See how much you could save.
Behind the scenes
Take a look behind the scenes of a Direct Line claim - from letting us know what happened to collecting your car.

